You will never get ahead if saving money is an afterthought.
You know, the whole “and anything left” lie.
As in “I will save anything left over at the end of the week”.
There is never anything left over.
You are familiar with the example of the person asked to fill a jar with big rocks, little rocks, and sand.
If you start with the little things there is no room for the big things.
But, if you put the big things first, there is room for everything.
Guess what?
Saving for your present and your future is one of the big things.
If you wait until after you pay off the bills, buy the groceries and gas, and splurge on those little treats and incidental items, you will not have anything left over for saving.
But, if you move a portion of your income into accounts specifically earmarked for savings and investing, you will find you have enough to pay the bills, buy the groceries and gas, and probably even enough for some small splurges.
I have a challenge for you:
Decide how much of your next paycheck or payment you want to go to savings and how much for investing.
Once the money clears, move those amounts to their respective accounts/jars/envelopes/whatever.
See what happens.
Share your experience on social media.
Quite frankly, I think this is a much better challenge than tide pods, lug nuts, or anything on Tik Tok. Are you in?