If you do not change your habits, no solution will ever fix your problem.
Have you ever thought “if only” when it comes to your problems?
You know:
– if only I had a million dollars
– if only I had a better job
– if only I had a reliable, safer car
– if only I had no debt
– if only I had married that guy instead of this one
– if only I had learned how to eat better when I was younger
You get the idea.
It is easy to allow “if only” thoughts take over, but much more difficult to avoid the path that leads you to an outcome that will result in the “if only” thoughts. Even if you know you are making a poor choice in the moment.
Read that again.
Even if you know the little actions you are taking today are likely to cause regret in the future you are still likely to make the less desirable choice.
For example, you know you have a budget for play. But, you choose to spend more than what you have available in your “play” account, knowing that it is going to take away from what you can save for your next big purchase, whether it is a house, wedding, car, trip, or whatever.
Or you choose to buy something on credit, even though you know you do not have the cash in your account to pay it in full, knowing that the interest will make it more difficult to reach your goals.
So many people think the solution is to get a better paying job.
But, if your habits do not change you will simply find yourself broke a higher income bracket.
40% of US citizens making over $100,000 a year are living paycheck-to-paycheck.
Chances are they are the same people who were living paycheck-to-paycheck before they started earning six figures, saying “if only”…
Want to know the solution?
Make yourself the kind of person who lives well, regardless of their annual income.
If you make that part of your identity, you will find yourself looking at things differently, making different choices, and creating different outcomes.
The kind of outcomes you want.
You will notice I say “lives well”. This is because you have to decide what that means to you.
Chances are it means you are having fun while being responsible with your money.
You most likely want to be able to enjoy life while paying off the credit cards, auto loans, student loans, and your other bills.
You want to be able to travel.
You want to be able to learn new things.
You want to be able to retire on your terms.
You want to create generational wealth so your children and grandchildren never have to go without.
If this is you, but you are not sure where to start, email me or comment on my facebook page. If I get enough interest I will make this the subject of my next 5-day workshop. 🙂
And, if you do not want to wait, email me and we can talk about where you are and how quickly you want to reach your goals.