How To- Achieve Your Goals

What an exciting day today!

Canada has reopened its border to the USA (albeit only for fully vaccinated, even if they are carrying the virus, but it is a step in the right direction)!

As someone who loves to go to Quebec for lunch, I have been missing the gastronomical delights from our neighbor to the north. And, I have been looking forward to taking Morgan to Chateau Frontenac and introducing her to Old Quebec City.

So, while those day and weekend trips will have to wait a little longer, I am enjoying this little step back toward normalcy.

The reopening process can be much like our finances.

There is so much out of our control and so many things that seem to be working against us. But, if we keep taking things one day- and one step- at a time, we will eventually get there.

If you have not done so already, break your long-term goal down into daily, actionable steps.

Want to have $500 saved by the holidays so you can buy your gifts with cash instead of charging them? You have 16 Fridays until Black Friday. That is $31.25 per week.

Want to spend next Spring Break somewhere warm and sunny? Figure out how much that trip is going to cost and divide by the number of weeks or paydays you have until that time.

Of course, the real next step is to actually start setting the money aside.

Create a jar… or envelope… or piggy bank… or separate bank account.

Label it with your goal, including the goal date.

Then start putting your pre-determined amount in your vessel of choice.

Every week.

No excuses.

What goal are you working toward?

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