How To- Change Your Financial Habits and Change Your Future

Why your bank account does not have to be a Dead End for your dreams…

This is a famous alley in Charleston, at least according to our tour guide. From what he told us, more duels were fought here than anywhere else in Charleston, even after the practice was outlawed.

What does this have to do with personal finance?

Too many people (you know who you are) have created financial habits and practices that create a dead end for your money. You need to recognize and outlaw them right now.

Here are a few of the worst offenders:

– your “savings plan” is to save whatever money is left over at the end of the pay period (which always seems to be zero)

– your idea of education is social media, where you spend a lot of time consuming content that you never put into practice

– you want to invest and may even talk of investing, but you never set up an investment account

– you are depending on the government to give you a living wage once you reach retirement age

– you do not plan to live beyond the age of retirement- you do not give money to those less fortunate because you are “donating” to yourself

– you are waiting for an inheritance to be able to afford a major life purchase- you put more money into scratch off tickets than your future

If you see yourself in any of these, and want to outlaw the habits that are not helping you achieve your goals, I have some ideas that may help (and this is not some sales call in disguise, I promise).

Do you have time to chat? Please let me know!

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