You know that feeling when you are waiting for an answer and you have no idea of whether it will be a “yes” that makes your dreams come true or a “no” that breaks them into a million pieces?
It is a bit like when you were called to the Principal’s office and were frantically trying to figure out what you possibly could have done to get in trouble, isn’t it?
This is how it is when you apply for a loan or credit card. You complete the online application, then hold your breath for a few seconds while you await the result.
What if you could stack the odds of a “yes” in your favor?
By knowing the basics of your credit scores, debt-to-income ratio, and credit utilization, you can have much more confidence in hearing the answer you are hoping for.
The good news is that these numbers are fairly easy to calculate once you know where to find the basic information and what goes into them.
And that is what we are doing next week.
For those who want to join the 5-day “Zero to Credit Hero” workshop, please join the How To Be A Money Master free facebook community to sign up (in full disclosure, that title is subject to change before Monday- I am open to title recommendations!)
Over the course of five days, starting Monday, March 22, 2021, I will walk you through the process of finding your basic credit information, how to compile it so it make sense, and learn how to correct errors. You will even know the basic terms and language so you can confidently speak with a loan officer about your credit situation!