People love to focus on money goals and think that when they have $XX they will be financially “free” or “independent” or “secure”.
The truth is that money will never make you any of that.
Physical assets can be destroyed, stolen, or devalued.
The only things that cannot be taken from you are your knowledge, experience, and ability. With these things you can lose all your material possessions and quickly build yourself back up to where you want to be.
Invest in yourself. It pays the best dividends.
What are the tools in your arsenal you could use if you had to start again? Is there anything you would add?