How To- Plan Ahead

(originally published 10/15/2019)

Planning Ahead…

Now, I am not the type to get all excited about Christmas months in advance.

In fact, I cannot even begin to think about Christmas until after Thanksgiving and after there is snow on the ground.

But…There are only 10 Fridays until Christmas.T

hat means 5 paydays if you are paid bi-weekly.

Not to induce panic, but:
Have you budgeted for the holidays?

If you expect to spend $500 on gifts, travel, or that holiday party, it means you will want to save $100 per paycheck so you do not start 2020 further in debt.

Please share in the comments below what your plan is to get through the rest of 2019 without increasing your debt.

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